21 Jun The Real Estate Cycle in Full Swing
The cycle visualised in a clock and remarkably - all happening again...
Author: Dominic Hennessy
20 Jun Stamp Duty – Explained
Well We Try - It's Terrifically Confusing!For anyone purchasing their first home, Stamp duty land tax (SDLT) is paid on all purchases above £125,000 on a sliding scale.Since April 2016 anyone purchasing a property in addition to their main home has been subject to the...
18 Jun Inflation News Yes…No…It’s Good…It’s Terrible
This leap from the previous month’s 1.8% is the highest level seen since September 2013 and pushes the rate above the Bank of England’s (BoE) target rate of 2%.The BoE has said that it expects the CPI rate to rise to 2.8% by 2018, although...
14 Jun English over-55s Own Property Worth More Than Italy’s GD
Looking to the future, increasing longevity means that the over-55 population is expected to grow by a third in the next 20 years. So, by 2036 the figure could increase to £1.9 trillion, not including likely house price inflation. Small wonder then that retirement homebuilders,...
07 Jun Mortgages With No Insurance – Is That Possible?
There were times when a life insurance policy was a mandatory requirement to grant a mortgage and the lender would insist that the policy be assigned to themselves as owner. Those days are long gone as the pressure to increase profits have risen. Over time...
31 May 2 Year Fix versus 5 Year Fix. What To Do?
Uncertainty on future interest rates with a 2-year fixed-rate loan is particularly acute right now as borrowers will need to re-mortgage just as the “divorce” from the European Union is completed.Other factors affecting interest rates include inflation - they normally move up as inflation moves...
27 May HSBC Added To Our Lender List
We have for many years won business away from them based on customer service related issues. Apparently - the feedback we have received - is that they have been challenging to deal with sometimes. However they do tend to have good rates from time to...
24 May The End of Property Price Growth? Dream On – More Nonsense Awaits
Some would like us to believe that Brexit will, for most of the UK, make very little difference; in much of the country people are moving home or buying because they need to, so what happens between Westminster and Brussels will not have a huge...
27 Mar Newsletter March 2017
Greetings from Just Us HQ.The world looks different! That's right, we are leaving the EU, a property developer is President of America and Just Us has rebranded. Amazing what you can fit into a few short months.We certainly live in uncertain times and yet...
22 Feb 5 Ways to Maximise Your Pension Pot
Taking the time to plan and prepare is important in ensuring that you have a comfortable life when you retire. Starting early is key to making sure that you are well prepared for your retirement.Here are 5 ways to make the most out of your...