The stuffy end of the financial press have been behaving more like gossip columnists recently. We as mortgage advisers have been stumped as they tease speculation, scandal and the ever tedious ‘will they, won’t they’ narrative, plucked straight from the pages of Hello magazine.This ever...
Would you rather be a peasant or a landlord? If the answer isn’t immediately obvious to you, get back to your field and start ploughing with all haste.The power of the landlord has been established in English society since before the Magna Carta, a land...
After the recent details of the government’s new pension laws were released, there was plenty of media clamour that you could now take your hard earned savings and treat yourself to a brand new supercar.Here at Just Us, we thought we’d put that theory to...
On the face of it, as any London Mortgage Broker will tell you, the property market seems like a sure fire opportunity for success. In May it was announced that prices in the capital had risen over 20% from the previous year, a growth rate...
Accord Mortgages is now lending based on self employed dividend income.This is a big deal for anyone who has their own limited company and pays themselves a small basic salary. The lender is being aggressive with its loan sizes and income multiples for these applicants.Take...
Sealed Bids are back! Vendors are experiencing an unprecedented level of demand in the London property market.Part of the reason for this is the disproportionate level of demand for property, inflated by interest from overseas investors.When a decent property comes to the market and is priced...
As you know at Just Us we have a contrarian outlook on life. We don’t follow the herd wandering aimlessly in the same direction. We listen to what is really going on – not what the sensationalist headlines say. They are, after all, someone else’s agenda...
In the beginning of the regulatory world there was nothing. To be fair – it was like the Wild West. So the 1986 Financial Services Act came along to shake things up and protect the UK individual – along with Big Bang!But before any regulator could...
A family home in London for £750,000 attracts SDLT (Stamp Duty Land Tax) of £30,000. (We are not talking Buckingham Palace here). How do you feel about a tax, for which you get in return, well, er, I am not sure what this is meant...
Identify future hot spots Estate agents and property developers are always keen to identify the next “hot spot” that will buck market trends and report double-digit growth in property investment.Quite right too. In London, Knight Frank has identified Nine Elms in Battersea, Earls Court and Paddington...